Darshan Lamichhane
Founder @FinancePlus
Articles by Darshan Lamichhane
Best Mortgage Refinance Rates of 2026 (Expert-Reviewed)
Looking to refinance your mortgage in 2026? You’re not alone. Thousands of homeowners are taking advantage of declining interest rates and new lender incentives this year. With the housing market stabilizing and inflation cooling, 2026 could be one of the best years to lock in a lower mortgage rate. In this expert-reviewed guide, we’ll cover everything—from current refinance trends to top lenders offering the lowest rates in 2026.
Term vs Whole Life Insurance: Which is Better in 2026?
When it comes to protecting your family’s future, life insurance remains one of the smartest financial decisions you can make. But in 2026, with rising living costs and evolving financial products, the question “Term vs Whole Life Insurance: Which is better?” has never been more relevant. Let’s break it down in simple, human terms—no jargon, just clarity.
How to Get a $50,000 Personal Loan in USA
Securing a $50,000 personal loan in the USA can be a smooth and strategic process when you know where to look, what to prepare, and how to position yourself as a strong borrower. Whether you're consolidating debt, financing a large purchase, covering medical bills, or making home improvements, understanding the personal loan landscape in 2025 is key to getting approved fast, with favorable terms.